1. Spend your time hanging around people who are
losers.
2. Spend a lot of your time criticizing others
- particularly
successful, rich people.
3. Think of yourself as a cool person - ever notice
how most cool
people are broke and never discover one of the
many ways to become smart
and rich.
4. Hang unto the belief that you can only make a
living working for
the government or a corporation.
5. Believe that winning the lottery (the retirement plan with
the most bugs to be worked out) or
doing something unlawful is the way to get rich quick,
and that all the other more sensible ways to become
rich take way too much work, effort, and time.
6. Have a "sense of entitlement" (that normally
comes with the severe socialist mentality) just like
the majority of North Americans now have (Canadians
more so than Americans)
7. Discount the information in
The Joy of Not
Working and
believe that working hard (instead of working smart) is the
way to become rich.
8. Accept the adage that you should "fake it until
you make it."
9. Be stupid enough to think (as most North American
think) that
the government should be doing more for you and your
financial situation.
10. Spend all your money on trinkets and other
useless crap that don't add anything to your
well-being, although you are easily conned into
believing that they will.
11. When you have a choice between spending money on
an internet marketing course or buying some expensive
cloths, make sure that you buy the expensive
clothes.
12. Always believe what a company president says
about the company's stock price and where it is
headed.
13. If you are a man, believe all that every woman
tells you, even
that she is interested in you and you alone and that
she will never
try to take your money if you live together and then
separate. Just as bad, rely on lonely rich women to
take care of you in retirement.
13. If you are a woman, believe that you are
economically helpless
and you must always rely on a man for you to be
well-off.
14. Master the art of appearing prosperous
- but broke - and
believe that your retirement plan is better than
my retirement plan.
15. Become an artist, at the same time discounting
everything said in the two world's best retirement
books
How to Retire Happy, Wild, and
Free and The
Joy of Being
Retired. At the same
time discount everything in the book
You're Broke Because You Want to Be: How to
Stop Getting By and Start Getting
Ahead.
The World's Best Retirement
Book
(Over 125,000 Copies
Sold)
16. Believe that you can write a book of poetry and
have it sell hundreds of thousands of copies.
17. Instead of being like rich people who focus on
opportunities,
ensure that you focus on obstacles.
18. Accept the fraudulent myth propogated by
crackpot financial advisors that
paper losses aren't real losses. If your stock has
a value less than you paid for it, plain and simple,
you have a real loss! See
Paper Profit or Paper Loss on Investopedia.
19. Believe that all you have to do is earn a lot of
money to become
rich while forgetting that handling money is more
important.
20. Disregard the
words of J.P. Getty who
said, "People who don't respect money don't have
any."
21. Be gullible enough to believe that the more you
pay for an item,
the more it is worth.
22. Feel obligated to loan
money to a friend whenever one asks you for
some because you believe that
friendship and money go hand in hand.
23. Never base your budget on realistic
assumptions.
24. Always believe the conspiracy theories such as
how a group of
rich Europeans controls the wealth of the world and how
they are denying you your fair share.
25. Believe that capitalism is all bad and socialism
is all good. If you do believe this, keep in mind the
old Polish proverb: "Under capitalism man exploits man. Under
socialism the reverse is true."
26. Accept that wealth and power are much more
likely to be the result of breeding than they are of
creativity and
self-sacrifice.
27. Always live beyond your means believing that
your ship will come
in some day.
28. Ensure that you are at the bus depot even if
your ship comes in.
29. Hang around casinos as much as possible.
30. Live by the adage that "Life is too short to
balance a checkbook."
31. Squander your life energy working for a
corporation while spending your money on the same crap
that most people spend their money on.
32. Live by the principle that a need is any luxury
that your neighbor
happens to possess.
33. Always be too busy earning a living to make any
real money.
34. Think of welfare as a career opportunity and
your only source of
retirement income.
35. Always overlook the fact that even a bargain
costs money.
