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Money Tips for the Retired to Help

 Them Retire Happy, Wild, and Free

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The key to a happy retirement is to have enough money to live on, but not enough to worry about.
— Unknown Wise Person

 Reasons Why You Should Save for Retirement

  • Because you don’t want to work forever, and you will ultimately be responsible for paying for your retirement.
  • Because you want to have enough money saved for a comfortable retirement. 
  • Because you don’t know how long you will be able to work.
  • Because you don’t know how long you will live.

Top-Ten Retirement Income Sources for Americans  

Recently a study found that the top-ten sources of retirement income available to Americans were.

1. 401(K) & other retirement savings accounts
2. Home equity
3. Pension plans
4. Social security
5. Bank accounts and certificates of deposit
6. Stocks and mutuals funds
7. Retirement jobs
8. Annuities or insurance plans
9. Inheritance
10. Rent and royalties

Incidentally, at least eight of these retirement income sources will help fund my retirement and help me learn how to retire happy. How about you? 

Why Money Talks in Retirement 

  Money Tips for the Retired Image


Top-10 Things Anybody Ever Said about

Why Money Talks in Retirement 

The question: How much money do I need to retire? The answer: Who knows? Your guess is good as mine. As someone once said, "The trick to money is to have some."

These money quotes are adapted from the book The 777 Best Things Ever Said about Money by Ernie Zelinski. The book was published in Japanese but has never been published in English in hard copy.

#1 of Top Ten Quotes about Why Money Talks in Retirement

It frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.
— Groucho Marx

#2 of Top Ten Quotes about Why Money Talks in Retirement

Money will not buy happiness, but it will let you be unhappy in nice places.
— Unknown wise person

#3 of Top Ten Quotes about Why Money Talks in Retirement

A rich man's joke is always funny.
— Thomas Brown 

#4 of Top Ten Quotes about Why Money Talks in Retirement

It’s not money that brings happiness, it’s lots of money.
— Russian proverb

#5 of Top Ten Quotes about Why Money Talks in Retirement

If you have money you have wisdom; if none, you are a fool.
— Turkish proverb

#6 of Top Ten Quotes about Why Money Talks in Retirement

A rich man has no need of character.
— Hebrew proverb

#7 of Top Ten Quotes about Why Money Talks in Retirement7

Money is something you got to make in case you don’t die.
— Max Asnas

#8 of Top Ten Quotes about Why Money Talks in Retirement

Money speaks sense in a language all nations understand.
— Aphra Behn

#9 of Top Ten Quotes about Why Money Talks in Retirement

What good is freedom if you've not got the money for it?
— Lillian Hellman

#10 of Top Ten Quotes about Why Money Talks in Retirement

Money will not buy happiness, but it will let you be unhappy in nice places.
— Unknown wise person

NOTE: Also see two Top-10 lists of retirement quotes on The Retirement Quotes Cafe Website:

How to Retire Happy, Wild, and Free

Retirement Wisdom That You Won’t Get from Your Financial Advisor

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Purchase How to Retire Happy, Wild, and Free Today: Logo Click Here to Purchase on 


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Car Buying Tips

A good car is important. I used to get migraine headaches when I drove a Chevy.
— from the movie Local Hero

When buying a used car, punch the buttons on the radio. If all the stations are rock and roll, there's a good chance that the transmission is shot.
— Larry Lujack

Buy a used car with the same caution a naked man uses to climb a barbed-wire fence.
— Author Unknown

When going to buy a new car, dress like you can't afford it.
— Author Unknown

 Also See: Cars and Money


Eclectic Money Tips for the Retired


Also see Why Money Talks on The Money Cafe


Retirement Income Image #32


According to the book Celebrate Today by John Kremer, June 18th is National Splurge Day. Besides being the birthday of Paul McCartney and Isabella Rossellini, it's also mine. Go ahead; celebrate my birthday and don't worry about the cost!
— from the book Don't Hurrry, Be Happy by Ernie J. Zelinski

Why waste so much time, energy, and money trying to buy the biggest house that your credit rating will allow? Truth be known, a small house can hold as much happiness as a large one. Sometimes it will hold even more.
 from Life's Secret Guide to Happiness

It is better to have a permanent income than to be fascinating.
— Oscar Wilde

The money you enjoy spending frivolously is well spent and a sign of your prosperity consciousness.
— from Career Success WITHOUT a Real Job

Don't ask the barber whether you need a haircut.
— Daniel S. Greenberg

Getting a job and trading your time for money may seem like a good idea.  There’s only one problem with it.  It’s stupid!  It’s the stupidest way you can possibly generate income!  This is truly income for dummies. Why is getting a job so dumb?  Because you only get paid when you’re working.
— Steve Pavlina

Always leave enough time in your life to do something that makes you happy, satisfied, even joyous. That has more of an effect on economic well-being than any other single factor.
— Paul Hawken

Don't buy expensive socks if you can never find them.
— Unknown wise person

The shortest and best way to make your fortune is to let people see clearly that it is in their interests to promote yours.
— Jean de La Bruyére

Spending a lot of money will get you trapped into thinking you are having a good time when all you are doing is spending a lot of money.
— from Career Success WITHOUT a Real Job


Copyright 2022 by Ernie Zelinski

Author of The World's Best Retirement Book

All Rights Reserved




OVER 425,000      COPIES SOLD 

A gold watch is the most appropriate gift for retirement, as its recipients have given up so many of their golden hours in a lifetime of service.
— Harry Mahtar

The requirements for successful retirements
are, of course, simple to map out: Begin saving earlier in life, set aside larger
percentages of your pay, invest wisely in low-cost funds, avoid debt, pay off
your mortgage, defer Social Security to boost payouts, and work past traditional
retirement age to make sure you don't run out of money. Stay healthy, too, so your medical expenses don't eat you alive.
We might as well complete this fairy tale by advising you to make sure you find a job with a traditional pension, and
to only work for employers with AAA credit
ratings and great health insurance.
— from US NEWS

Sometimes it's important to work for that
pot of gold. But other times it's essential to take time off and to make sure that your most important decision in the day simply
consists of choosing which color to slide
down on the rainbow.
— Douglas Pagels  

OVER 425,000      COPIES SOLD  

How to Retire Happy on


How to Retire Happy, Wild, and Free on


  How to Retire Happy, Wild, & Free on B&

Everyone needs a reason to put their shoes on in the morning [when they retire]. If you put on the slippers, you'll end up
dragging your feet all day.
— Norma Fagan


 The World's Second Best Retirement Book at

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 The Joy of Not Working on 

Whatever the challenge of a new age, in the end what really counts is not the years in our lives but the life in our years. It is not about longevity, but the depth of life. Long ago I learned that age does not wither the mind if people remain positive. No one is too old to set another goal or to dream a new dream. It is a mind game. As Churchill suggested, "The empires of the future are the empires of the mind."
— Singapore Retiree Jennie Chau



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